was there any total loss?

And we even had that poster, forgot his name it was Elliot something, that would tout this area & Sunnyside.

No ductwork was added to this basement which is totally below grade and naturally 15 degrees or more cooler in the summer.At a third house which was 2 story with boiler in the basement adding ductwork to the first floor was easy in the unfinished basement, and running ducts to the second floor was not all that difficult. 

Total waste of my time and his.  

I’d recommend interviewing a handful of companies, asking for referrals, and making sure the team you choose has a multi-layer review process—so it's not just one person handling your books, but a team with oversight and checks & balances.And totally agree with @Markus Shobe: you get what you pay for!

Total waste of time for a seasoned pro IMO.

I totally agree with you @Pat Aboukhaled! 

As of now, I have a total of 3 units and 2 of them are occupied by the sweetest individuals.

THEN, the 3rd party adjusters come out (SOME ins co's still have hourly or salaried adjusters, like State Farm, but most do not) and those adjusters WANT to total a property, even if it doesn't have damage!

Agreed totally.