Loan Programs: Conventional loans (>$7.5M), small balance loans (<$7.5M), lease up / near-stabilization loans, 2ndlien supplemental loans, student housing, seniors housing, MHC, green financing, etc.2.

Then coverage extends.

I constantly get in arguments with real estate investors over loan leverage and perceived  risk when I say I will sleep better at night  as the guarantor of a  $6M loan backed by a $10M property in a good location that has high occupancy rates and meets a reasonable debt coverage ratio over the $80K loan backed bv a $100K property in a lower tier neighborhood.

Or is RE just a supplement?

It just makes life easier - they shop a variety of insurers and are more easily able to compare apples to apples because they know how the various companies present coverages.

You would have to line up carriers that accept LLCs on non-owner-occupied dwelling coverage.

We provide free medical coverage, free food, free housing, free cell phones, free internet, free clothing, free transportation, guaranteed employment for any/all who ask (salvation army), free furnishing of a home, free temporary housing, free shelters, free free free......

He doesn't understand how to have insurance coverage, he doesn't use title reports when taking on lenders, he promotes wholesaling Subject Tos, and yes, he gets the Due on Saletotally wrong. 

With this property you must leave $50K in the property in order to meet lender debt coverage requirements.

Storm sewer, storm pond, sewer lines, water access, fire hydrants, public bathrooms, surface coverage, sidewalk or bike paths, setbacks, power lines and right of ways known and unknown, road access, etc. 5.