Further, the greater your obligations, or the greater the cash flow you require to live/stay solvent, the greater your cash reserves need to be to ride out the downturn.

With commercial you will need to provide a personal finance statement that shows you are solvent and have some net worth. 

That means keeping the business financially solvent and overcoming challenges.

Tenant does not need to worry about financial responsibility if the company is solvent.

Don't get me wrong, its essential; but it's essential to make sure you can stay solvent, not dip into rainy day funds and get loans approved.

It is essential to have cash-flowing properties IMO to make sure you stay solvent, get approved for loans, mitigate risk if the market falls and make sure you don't have to sell or refinance constantly to raise funds.

*clap clap clap clap*A much maligned group, we saw the double standard during the pandemic: "you businesses stay open and continue to provide your services even if your customers are not paying you" and it continues with the inflation-based rent increases we are forced to levy today in order to stay solvent.

The problem with that is that banks could look at that as the business isn’t solvent to exist on its own for daily business and that is a problem in itself. 

I disagree whole heartily that keeping all these venture capitalists and tech start ups solvent is looking out for the little guy. 

Such transactions are far more risky than a normal lease:Triple net lease offloads these responsibilities to the leasee:all maintenance of any/every descriptionproperty taxesmortgage paymentsLessor collects rents and has ZERO expenses.It should be clear, that even though the leasee may have the obligation for the above, it doesn't he's solvent enough to fulfill it - - and that can create badly maintained property, tax liens and even foreclosure that you were not aware of.Roll the dice - - it's a Crap-shoot!!