It's the same idea.People can do all sorts of dumb things.

If not, then you got into this way wrong from the get-go, and get that MAO sorted now. 

For example, more downpayment means less interest rate regardless or whatever loan.I am trying to see what sort of action I can take right now so I can plan detailed and measured steps to my goal.

I’m sorting out best options for a house that my husband bought in 2008 which has been a rental for years now.  

As of October 2024, 75% of remote work employees now have some sort of in-person work requirement, up from 63% in 2023 (Source).

I would anticipate a semi-guaranteed government run insurance program, similar to the national flood insurance program of some sort and perhaps connected to an existing department of housing program to manifest.

And why 20-80, is that some magical ratio, or perhaps it's backed up by some sort of statistical analysis? 

You may want to live in a world of Wild West, anything goes business (I won't mention the orange haired political elephant in the room) but I assure you, your ignorant, uninformed, and weak defense of this sort of activity is not common.

What some people on BP don't seem to understand is to stop making the assumption that everyone is not working their best at thisif you have to provide negative comments or any sort of negativity when providing advice, then advice or recommendations shouldn't be your fortéAs i mentioned before.

Furthermore, California has a very anti-landlord and anti-real estate investor government that can cause you all sorts of other problems as well.