To communicate that a candidate doesn’t meet your qualifications without violating fair housing rules, you can simply focus on the criteria rather than the individual.

If you can’t explain something simply, you either don’t understand it yourself or have a self-interest in the obfuscation.

That means there is not really an effect on the debt to income ratio neither positive (income) or negative (loss) but rather simply making that payment  non issue. 

Seems like a very strict penalty if this is not followed through.The CTA provides that willfully reporting or attempting to report false or fraudulent beneficial ownership, or willfully failing to report or make updates to the reported data shall be punished with a civil penalty of up to $500/day while the violation continues (up to $10,000) and a criminal penalty of up to two years in prison. 

Given the feedback I've been getting on this thread, though, I won't even attempt to explain that.

You can simply list it as a $300k sale and list Seller Finance as one of the financing options in the MLS.

Most amounts are too small for the hassle, and again, that becomes litigation, not simply an audit.Creative finance buyers, I do not believe it's a winning argument to the IRS to say that you bought the property, didn't make the payments and you took the write offs anyway.

You could simply let them know that your schedule is busy and they need to schedule a time with you in advance. 

Simply put the risk of a non-renewal costs more.

Simply start by introducing yourself and why you’re interested in the business.