It's so simple in retrospect, but it's truly nothing I even thought of until finding BP.

In retrospect, I'm surprised I got that loan, it was key to my getting started seriously.  

Some good reading:http://www.entrepreneur.com/encyclopedia/term/82662.htmlhttp://www.entrepreneur.com/article/79594http://legal-dictionary.thefreedictionary.com/Workers'+CompensationAs this was once explained to me by an attorney, workers' compensation premiums are retrospective - so you can have a policy that just covers a single employee initially, and additional employees can be added with the premium due being determined by year-end audit.http://www.comppremiumwizards.com/RetrospectiveRating.phphttp://www.insure.com/articles/businessinsurance/workerscomp-premium.htmlhttps://www.wcfgroup.com/faq

In retrospect, I bought at the very bottom of the market in my area, and even though I thought about taking out a HELOC on it, i don't anymore.

In retrospect, seeing the growth of everyone is so motivating.

In retrospect, that's still the best reason, but the extra control and the extra money we make are two other HUGE reasons why we wouldn't have it any other way.

Many of these were inherited tenants so a large percentage of them may have been deferred maintenance / bringing units up to standard.I did have one tenant who in retrospect I think may have been running an AirBnB scam out of the unit because she was there 1 year and it looked like it had 10 years worth of living in it afterwards, and was 10k to fix up after having just been fixed up before she moved in.Recently, another house of mine a tenant progressively went crazy and started getting violent / lots of run-ins with police. 

Workers comp is thus billed retrospectively.

I'm back at it with a full team and wouldn't trade it for anything else.In retrospect, maybe I'm not the best person to answer this LOL :)

We were scared- new to investing, but in retrospect it was the right time to buy.