Hi,Im in Pikesville pretty close to Ellicott city, and I came across raw land near Fort Washington.

Many thanks to @Chris Dawson for providing the raw KC zip code data!

And if your buying raw land you simply cant develop a subdivision today ( infrastructure) out this way for less than 75 to  125k per lot then you have to buy the dirt at usually 50 to 75k per lot and then you have holding costs etc for the 2 to 3 years it takes to get full approvals and in CA go through an EIR process.

I will rent to him for remainder of life for 1000.00 My thoughts are in ca adu are allowed and almost pushed upon us I have raw land with water to it I was going to write a plan to have a structure manufactured home cause the utilities and set up are provided in cost rent to the guy who is willing to buy the structure and borrow some money from the trust it says she has discretion to do that! 

Keep in mind the cost of raw materials (drywall, plumbing, electrical) are the same whether it is a $100K home or a $1,000,000.

There, I figure the title should be clean enough, especially when developed from raw land.

Now I am focusing on raw land.  

I am looking for GCs that can do SF and MF, can do a new building on raw land, full rehabs of beat down properties, and touch-ups (I like the lipstick metaphor), and require little supervision.I also really like @Johnie Hopkins original four points: 1. provides estimates of rehab works that come reasonably close to actuals (firm bids would be a plus),2. is able and willing to do cosmetic work as well as studs-deep rehabs,3. has a dependable crew(s) and is known to hit targeted completion dates,4. is knowledgeable of Houston / Harris County permitting and inspection requirements.Please PM me or email!

You can get 50% to 65% LTV on raw unimproved land, or if there are horizontal improvements, you can get 75% LTV to finish out the horizontals.The construction loans will give you 85% to 90% of the LTC or loan to cost, but these will only be done on an individual basis. each lot on its own loan. 

Or if there's a commercial broker/developer who buys raw land and develops it to the point where developers can take down a few lots at a time in your area... whoever out there is selling subdivided land to developers will have ideas for this.