Mortgages for LLCs with personal credit under 680 are tough and expensive, and under 640 are typically not really economically practical for the borrower. 

I find it odd that this isn't a more standardized practice.

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This is a practice by some less than reputable companies.

If I was looking in PG County, I think Hyattsville and College Park would be my main targets.

College students or families?

I'm not too familiar with the markets yet but research I've done suggests that the towns of New Britain, New Haven and Hartford all have a good mix of inventory and low prices coupled with plenty of amenities, night life, cafes, etc and local colleges to bring younger people to the area year after year.

There are some teeth to HICPA since it works in tandem with the Unfair Trade Practices and Consumer Protection Law ("UTPCPL").

Looking at the places, they are all the "weird" kind or have some kind of alternative building practice.

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