When I inquired about it, plumber said lining, it is usually not prefect since this is PVC breakage not just pipe cracks and the cost saving is not significant enough and maybe headache down the road.I will try to get more quotes and maybe a company that specializes in pipe lining options.I was told foundation work / under slab pipe repair is common in the Dallas TX area due to soil type.

Sounds like, from your perspective, this type loan would not be best for my situation. 

Pretend your getting the hardest rain you have ever seen and imagine where the water is going.I would also keep an eye out for sewer lines and type of material.

More doors the better if you are using an FHA type of loan.

Quote from @Lawrence Mitchell: Yes I am@Lawrence Mitchell What type of property are you looking to house hack in, SF or 2-4 MF?

What type of property do you plan to purchase(Single, multi, commercial, etc) and where do you plan to buy it?

What type of properties are you looking to buy?

If you're focusing on rural properties, sometimes local community banks or credit unions are open to these types of deals.

What made you interested in investing in this type of deal?

The best way to approach these types of groups or if anyone knew of any they could suggest.