.- Focus on Motivated SellersDon’t waste time chasing deals that don’t fit.

., Capital One Spark, Chase Ink).

There have been some big players entering the PM market and a lot more interest in acquisitions of smaller PM operations.

The only person getting rich was my loan broker.Then, I dropped my broker and switched to dealing directly with Chase Bank.

If you can network and find local players (FB groups, meetups) that could help speed it up

You are dealing with 2 immovable objects in HUD and Chase and you would be better off with a mortgage broker that would have options. 

I just don’t want to spend more money chasing something that will never happen.

However The barrier to entry in the REI teaching business is very low and a lot of bad players join the game.What you describe led me to come up with Ned's Rule of Gurus.The quality of an REI course is inversely proportional to the price

Memphis has a diversified economy, with major players in logistics (FedEx, UPS), healthcare (the Med District), and education (University of Memphis, Rhodes College).

“Josh, I feel you on this one—it’s a tough spot to be in, but let me tell you, these situations are where the real players in this game prove their mettle.