@Ty Coutts I agree it's to high , searching for new lenders or PML , I didn't account for maintenance because it was basically a full gut , everything is brand new. 

If I sell the property for 130K, after assciated closing costs, I will basically break even.

@Preet Oberoi - that really is basically impossible. 

Now, I'm not an attorney, so I'm basically mansplaining something that I am not qualified to comment on.

This is basically a math problem that will depend on both you personal finances & also how much of this is an investment vs you want a nice house to live in4.

It will familiarize you with the basic terminology and benefits.

Being the military, it had that definite institutional overtone to it, but the basic premise was the same.I recently toured a new senior's complex in which on end - for those who were still relatively self sufficient - had individual units (bedroom, sitting room / kitchenette ... effectively a bachelor apartment but without a full kitchen) clustered together in groups of 4 with their own common room / kitchen and courtyard.On the other side of the complex were units for those who required more assisted living.  

You could give them a thousand bad reviews, if they are the only person in town offering a specific type of product, people will still do business with them.

The problem is that your debt payments are going to basically wipe out that $400K profit unless there is room to increase revenue or reduce expenses.

Any lender licensee or realtor licensee cannot suggest to treat people differently and they can never do it in real life.