By doing this we qualified for a larger mortgage because we could use the rent from the other tenant to qualify and there are better lending programs when it’s “owner occupied”.  

The best way to find your boots on the ground is to use vetted Agents from BiggerPockets with our Featured Agent Program, or Lenders with our Featured Lender Program, or Property Managers with our Featured PM Program, or a Tax Pro with the Featured Tax Professional Program - all from BiggerPockets to help everyone find trusted investor friendly professionals.  

Looks like there is one program that has not closed yet in Ohio, maybe not the right county, but I would call anyway, they typically know who else could help.https://nlihc.org/rental-assistance?

Always ask tenants to check to make sure it is locked.Another disadvantage is that you have to change the batteries regularly.Another disadvantage is you have to spend quite some time programming the locks and tracking the code3.

Big Banks like Wells Fargo, BOA, Citi, US Bank, and Chase utilize lending programs aimed to service large swaths of depositors.

Has any of you look into the new "Renda Segura" program in the municipality of Lisbon?

All that garbage made to sell books or guru programs is just that, BS marketing slogans. 

It will depend on the bank and their threshold / programs they are participating in. 

@Helena Goyvaerts it will be tough without 2+ years of USA tax returns showing you are profitable.Higher interest rates have negatively affected most lenders and many of them are getting more aggressive with offering more flexible programs. 

I will not name every program out there because this would be a very large reply post.