I have not bought from MI but visited their office and agree their service and properties is top notch.

He's telling you to wait a week because you're going to go look at cars in person, or put your contact info on some website, to "think about it" a week earlier than whatever he tells you (this is 100% true, and as a lender I will not believe you if you tell me otherwise... sorry :P ), and the second you walk onto that car lot a bunch of car salesmen are going to descend upon you, deploying various lines of BS as a pretext to run your credit ("it's a soft pull" or "we just need your SSN to verify you aren't a terrorist, we aren't going to run your credit") and close you on a car that very day, and there is greater than a 0% chance you will believe what they tell you and screw everything up.The rule is that whatever you tell homebuyers not to do, some non-trivial percentage of them are going to push it one notch farther than you tell them.

Nothing too unexpected and my PMs in Lubbock did a top notch job handling.

If you're buying top-notch poverty, that takes some value out of it from an investor point of view. 

His customer service is top notch and fees are the most affordable that I have seen.

(Seeking this myself currently)  Jonathan Segal's work is top notch.

W Hamilton & Co is top notch.

Very top notch person and has looked over and helped me structure deals.

If you choose San Diego, you're in for a treat since the beaches are top notch!

Identify, interview and hire a top notch PM.