I find it disturbing how many "business models" are all about suckering people into buying and even use skillful wording to deceive people into signing up.

But the NAHB also reiterated evidence of an ongoing labor shortage, saying, “The ongoing skilled labor shortage in the construction labor market and lingering inflation impacts account for the recent acceleration in wage growth.”For now, the hot market is still rolling.

@Henry Clark Your writing skills is excellent.I learned & enjoyed at the same time.

Financing provided through this program is only available for properties located in Michigan or Florida.Available Product Type: SOFR 7/6 ARM, SOFR 10/6 ARMLoan Amount: $766,550 MaximumLTV: Purchase and No Cash Out Refinance - Maximum 99%Prepayment Penalty: NoneLoan Assumption: NoneEligible Properties: 1-unit dwellings, attached and detached condominiums, PUDsEscrow: An escrow account must be established for property taxes, and flood insurance, if requiredUnderwritingNo Private Mortgage InsuranceOccupancy – Primary residencesMinimum Credit Score - 700DTI – Max 43% (UW/Mgmt exceptions up to 50% with minimum 3 documented compensating factors)Student Loans – If in deferment, no qualifying payment requiredDown payment of 1% must be borrower’s own funds, while closing costs and prepaids may be gift fundsAttached condominiums require a 10% down paymentEligible Borrowers – Protect and serve heroes are defined as employees of public or private education institutions, employees of medical and healthcare organizations, all first responders, and active or former military personnel.Servicing: Retained

I've done some expensive real estate investment training programs in the 1990's and early 2000's that a lot of people complained about, (or even asked for refunds on) yet each time I did these trainings, I learned new skills and strategies that helped me grow my real estate investment business.  

You also want someone or a group that are not only knowledgeable but are timely & have good communication skills.

If you have some house skills, that helps, but when you go out looking for partners it usually means money and people don't want to get that vibe in their first conversation.

I appreciate your marketing skills at trying to shut down naysayers with half truths and I also appreciate you airing my private financial information on a public forum thankfully it is only partially correct.  

The point is that the hardest skill to learn is marketing for deals.

She is also the property manager.There are a LOT of skills, experience, knowledge, and resources required to acquire and operate good investment properties.