Hello @Dana Gaglion,This is not legal advice... plenty of great attorneys in NY will offer a free consultation so I'd recommend going that route.

Decide what is important to you and choose the custodian that offers it.

I would be willing to share mine as well including the sheet I built to calculate where your offer needs to be on a house hack for it to make sense.

We specifically locate ideal investment locations throughout the US that offer the best returns for cash flow, appreciation & equity.

I am seeing more lenders starting to offer manufactured home loans, that normally did not. 

Too risky for us.Regarding additional guest packages, you can easily change your tax situation by offering what the IRS calls "significant services".

Just like the asking price, just because the owner suggests one interest rate or term doesn't mean you can't offer something different. 

Lower your offer price and move on.  

If the inspection reveals a bigger problem, either you can try to keep the deal alive by offering a seller credit, which could motivate the buyer to move forward, or the buyer walks away. 

@Tayvion Payton   -  my guess is that you are still too far off the price, at least in the interim but it is always good to put in an offer, because they may come back to you down the road.