What am I saying to you is simply loosen up the purse strings mixed with sound decision making when it comes to education.So what price tag are you willing to place on your success?

I am seeing loosening of credit standards on commercial loans, just like 10 years ago and that concerns me.  

I know they are starting to loosen up a lot of the restrictions as this building methodology.

I need to maintain the excitement, and loosen up a bit though.

I was wondering if purchasing more property (past 4) subject-to and then refinancing may loosen some of the underwriting.

These QM firms have also made heavy investments in technology that frankly doesn't integrate well with a DSCR underwrite which is better underwritten like a CRE loan in my opinion, not worth this massive tech overhaul for the bigger players in my view.Also - highly doubt GSEs will step in, conventional is still an option for investment properties, they are far more likely just to loosen uw or expand limits than create a true DSCR product competitor

Tenants use these as "grab bars", and they are the first areas to start loosening and allowing water to penetrate behind the wall.

I ended up expanding my area rather than loosening my criteria and have a triplex under contract in the Bay City/Essexville area. 

Do you think it is better to expand my areas and send to surrounding cities, such as going by zip codes, or maybe loosen my filters and just search for any absentee owners?

As the financing environment loosened back up about 3 years ago, I jumped from 3 to 6.