Lenders, with all of their resources, are constantly trying to adjust to market moves and tighten credit, loosen lending guidelines, or invent new loan programs to serve a new market.Sellers are in a unique situation because the main asset in the transaction belongs to them.

Plus, lenders are tightening their lending criteria now, not loosening, so it may only get harder to buy a rental SFH with a conventional mortgage. 

Given the smaller applicant pool, the owner of that expensive property will need to loosen their criteria to get someone.  

It's bound to loosen up later in the Spring, right?

  ( Charleston Market specific)Now I have two big Oregon projects on the books my bankers think like @Chris Seveney we are and they are fine financing for the next 2 build years.. then who knows but we still have not recovered from the last recession we still have a shortage of about 20 thousand new builds that can be absorbed.. so no slow down and you see the market report indicates that and the 3 big Amazon sites that are bringing about 6k workers don't go into service until late fall.. and the 23 homes I am building is 2 miles from there I did not sell one to anyone from Amazon.. sold one on sunday so some one moving in from Vegas.. so still 100 people a day move into the Portland metro and about 50 a day into Charleston those are my two main new build markets.all of my turn key markets are also having record years the appetite for cash flow rentals has never been higher and with financing finally loosened up to where its not like pulling teeth to get a loan its just roared back with no end in site.. at least for my guys and gals.And of course our note business is just steaming ahead at record pace as well as investors at the mom and pop level have learned what turnkey note investing is all about.

I would not invest in until things loosen up considerably. and that's unlikely.

If you're like @Erik Estrada and work you butt off everyday, never stop learning, and never stop prospecting then you'll survive this more challenging time in the market and reap some serious rewards when things loosen back up! 

I do use glue on all of the joints to keep them from loosening up over the years.  

During my most recent search I came across this, "Eliminating the Prohibition Against General Solicitation and General Advertising in Rule 506 and Rule 144A Offerings" I found it here, the link is work and family safe. http://www.sec.gov/info/smallbus/sbpend.shtmlWould this loosen the reins quite a bit on soliciting investors?

What am I saying to you is simply loosen up the purse strings mixed with sound decision making when it comes to education.So what price tag are you willing to place on your success?