He has 80% liquidity to move into investment real estate and not 50-60%.

cool looking house

Short of selling my entire portfolio, the liquid capital for the down-payment remains unattainable. 

We're in the process of liquidating our Ontario portfolio, which consists of four properties.

This also helped us in an unattended way when investing with my Solo 401k because banks treated the funds as liquid when invested in a public traded exchange versus in their fund and helped with securing better commercial financing on a deal because of the strength of our application in liquid assets.

Stuff sounds real cool and worked out on paper but if it were that simplistic, wouldnt most people just do that?

I don't know what his minimum liquidity requirements are to join.

I think the big question is how badly do you want to keep the extra $50k liquid?

@Ken M. if the Morby's subto wrapper cant payoff the underlying 1st position loan when it's accelerated because of the sale, then he/she would have to liquidate the wrap note (by selling the note) to generate the cash to payoff the underlying.

Looking at fall/winter 2025 at the moment as I will have a decent chunk of liquidity if needed to throw at it by then.