I know a lender that does 15% down on investment loans.

I took a quick look, @Torianne Baley:1) With short-term treasuries now paying around 4.5%, guaranteed by the USG, why would anyone loan to you at 5%?

@Enrique Toledo  If the seller is firm at 10% down, you can always get a personal loan for that 10%. 

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

The term Certified Broker is intentionally deceptive in my view. 

Want to get a loan for $250k in AZ

I personally like the buy-and-hold strategy and we help clients who share this long-term, wealth building mindset. 

Pretty common, you can definitely use commission as down payment conventional loans and not have it count toward IPC as long as you're on the loan. 

@Emily Shin landlord experience is invaluable for a career in rental real estate.It's not something you may want to do long term, but the experience can help you select and manage PMCs.

First, Texas is one of the most landlord friendly states in terms of laws.