HELOCs are not available because they are residential loans guaranteed by individuals and what you seek is a type of commercial loan or credit line which are available to seasoned companies with proven financial track record.

I don't understand if I count since I'm living in the property or if it's only the tenants that count towards the limit of individuals that are unrelated living together.

My client's have been happy with the draw process and response times as well.

Have a criteria going forward with this process. 

Knowing the laws ahead of time and the process is very important but just know that lateness's are part of the game we play.

It forced me to reach out to developers, to engineers dozens of local builders and most important like minded individuals.

Well I may not be the most seasoned in the world but my wife and I have established processes that work for us. 

And you can do it with little cash, 5% down conventional is better than 3.5% FHA.House hacking also gives you a chance to cut your teeth in all major skills: analyzing deals, buying process, financing, working with contractors, advertising for rent, background checks, property management.

Purchasing your first property can be nerve-racking so connecting with like minded individuals is a great start.

Like I said before - if I, as an individual investor, can make the fee payment at once, how can RADD, as an entity with that type of professed liquidity, not refund the exact same amount - not more, not less - at once?