You and this private person you met hammer out the details of the loan at the kitchen table so to speak and you seal it with a handshake and your reputation that this Private Person already respects or whomever introduced has vouched for you.But if a man opens a lending company tomorrow with 50 Million of his own capital and he checks in on the HML market to see what it bears and he copies his products and UW guidelines and now is he PML or HML? 

I wasn't sure if the loan product matters.

We tend to stay just below our competition with a superior product.  

I dont want the money to become an issue but a by product of helping others ( scaling ). 

When they hear Wholesaler they think in the wholesalers who supply retail stores with Products.  

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Just as a followup, rent reporting has been one of the fastest adopted tenant products at Baselane.

Any facilities coming online, bringing production back from China as an example? 

Good neighborhoods & good products. 

The best way to develop a solid SOW is this - you start off with what you are visualizing in your head, send drawings, pictures and products that you like.