Then your best bet are probably community banks which have more flexibility (albeit worse terms) than larger banks and also worth looking into are DSCR lenders.

In other words, their willingness to be flexible and work with people along with their, at the time, great reputation and very convincing marketing, persuaded me to take the plunge.My first actual investment with them was a hard money loan.

With your $1,100 rent and the potential for an improved loan structure, it's worth reaching out to DSCR lenders who are flexible on reserves and leverage.Key Points:Highlight your strong FICO score and existing equity.If your DSCR ratio falls short, some lenders allow exceptions for high-FICO borrowers.

There's no shortage of deals like this here, but I lack the flexible capital to move on them.

I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.I'll also throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

As Pat mentioned you have a lot more flexibility with home 1 because it has no mortgage and is not owner occupied.

It’s worth noting that they can also provide some flexibility by avoiding direct ownership transfers.

When you’re flexible on the terms, you can often create a deal that satisfies both parties.Create a Sense of UrgencyIf you want the seller to move quickly, create urgency in a respectful way.

Maybe a couple of them to allow for some guest flexibility.  

From fluctuating interest rates to evolving buyer demand, navigating today’s market requires flexibility and strategy.Are you seeing more opportunities in flips, rentals, or commercial properties?