It seems the only people who actually got loans from them were PPP loans from the government during Covid.

The NAIC—the National Association of Insurance Commissioners—is the regulatory support organization created and governed by the chief insurance regulators in the United States.5.

Use a promissory note drafted by an attorney to outline loan terms, including an interest rate that aligns with IRS Applicable Federal Rates to avoid gift tax issues.

NMLS registration is a bonus because you can look them up on the federal registery to make sure they are real..

All require the "lender" to be licensed in the state, for borrower to have no mortgage lates or hiccups, have different rules and change the rules whenever their investors (not government MBS these are big guns investment firms with pulse of the location where your property sits) see clouds in the sky.

These are the rates established by the government that support housing assistance vouchers.

Otherwise, you can never attain financial freedom because rents will not outpace inflation.How long your rental income lasts depends on job growth in the investment city.Non-government jobs are inherently temporary.

Using a 25 acre partial which is a lease size the government would give him land for.  

I would like to branch into commercial leasing with a government client niche (solar farm land and datacenter leasing too).

In the cities the government got involved in housing and low income housing was built for poor people.