My insurance company Usaa told me they wouldn’t deny claims for unpermitted work (probably unless it was like egregiously bad electrical that caused a fire or something.)In New Jersey, this past year, they did away with roofing permits.

This usually means all updated electrical, plumbing, and roofing.

Well there you go, electrical is updated!!!

Plane, Train, or Automobile and meet in person.

The property has 2 electric meters and one water meter.

So, if your property has all bills paid by the tenant, you will deduct from the voucher amount the set amount by bedroom count for items like water, electric, gas, etc.

Helps with your debt to income, better opportunities at cash flow, and typically requires less down to purchase.In regards to challenges, I usually build in an extra 10-15% to deal with things that I can't see behind the walls, including dry rot, electrical or plumbing issues, etc.

Start with a standard offer, and write a contingency into it for electricity, all the below ground utilities, and then work your way to zoning, permitting etc.

This is calculated after accounting for all expenses, including taxes, insurance, utilities (water, sewer, garbage, electric, gas), and an allowance for maintenance costs (typically 5% of gross rent, adjustable based on the building's condition), as well as management fees.I invest in the Binghamton, NY area both as an investor and as a realtor.

Electric 4’poles away.