I'll contact the carriers you suggested and ask them about dwelling fire.

Already, In the process of adding forced appreciation by adding an additional dwelling unit & also adding value in other ways.

I am looking into them as accessory dwelling units(ADU)

However, congregate living involves many enhancements to the dwelling other than just a typical residential house.

Same thing with DADU (small dwelling unit located on the same parcel). 

In addition, the statute does not prohibit you from increasing your security deposits for new tenants between now and July 1, 2024, or even for existing tenants before July 1, 2024.Second, nothing in the statute prohibits a landlord from requiring and increase in the security deposit, each time the landlord increases the monthly rent, provided the security deposit does not exceed one month’s rent.Third, a landlord may still require two month’s rent as security deposit, after July 1, 2024, if the landlord has no more than two residential dwelling properties that include no more than four dwelling units.

Buying existing rentals and improving it is another story. typically I'd agree but we build a stacked triplex that does very well with build cost around 380k and rent at 5k a month. value is about 600k I think you need to build multiple dwelling units in the same building for the numbers to work

We spent four years in a duplex, maintaining it in our rental portfolio as we transitioned to another house hack residence with an additional accessory dwelling unit-type house next door.Navigating the intricacies of FHA loans in competitive real estate markets can be daunting, given stringent home requirements and more complex processes.

Gemini AI can help:Key features of an Ohio Land Contract:Installment Payments: The buyer agrees to purchase the property through regular payments over time, rather than a full upfront payment.Seller Holds Title: The seller retains legal ownership of the property until the full purchase price is paid.Agreement Length: The contract typically extends beyond one year.Property in Ohio: The land in question must be located in the state of Ohio.Improved Property (usually): Land contracts in Ohio normally involve property with a dwelling on it (a house).Here are some additional points to consider:Recorded Contract: A valid land contract must be recorded with the appropriate county recorder's office.Contract Content: The contract should include specific details like the names of the parties, property description, purchase price, payment terms, and down payment amount. 

Once you move out you will probably have to move it to a Dwelling Fire.