Yeah, they have algorithms and search tools that scan your messages.

If a single-family owner-occupied property is worth $400,000 - I wouldn't invest more than $280,000 (70%) in a note secured by the property.ITV takes priority over desired yield - so even if the note discounts to $350,000 based on desired yield, the investor still won't go beyond their maximum ITV. 

Pair that with your desired strategy to answer your question.

In my experience, there are a range of starting-off experiences, but one's experience is not always indicative of someone's desire/drive/commitment to pursue and thrive in real estate. 

If your current CPA can't provide this type of advice, maybe try the BP pros finder tool (I will post the link below) or hopefully someone will comment here and recommend a real estate CPA that they worked with before.https://www.biggerpockets.com/business/finder/searches/ffd0c...

There will be different areas that are better or worse depending on whether you're in search of cash flow or appreciation. 

I've seen a lot of people ask questions regarding loans on manufactured homes, but I didn't quite find what I was looking for when searching.

Consequently it's not accessible to most investors who are skip tracing fewer than 100k searches a month.

@Bryson Ragsdale search "house hacking biggerpockets" in spotify or the Podcast app and that should bring up the ones that talk about house hacking!

So if you still want removable covers, search for "sofas that come with slipcovers".