there you go. the problem is appraisal. comparable sales, and your approach to building an ADU against the recommendation of your market. super beginner strategy it's popular in ohio as well but just not worth the investment. 

I envision this portfolio supporting me during my retirement years—though I still plan to work, just in a different capacity than I do today.I recently finished reading "How to Invest in Real Estate: The Ultimate Beginner's Guide" by Josh Dorkin and Brandon Turner, which has been incredibly helpful.

Florida and Gulf Coast insurance should be a concern. 

Tom so you wouldn't be as concerned about that element?

They have a NEW TITLE AGET KIT FOR BEGINNERS accredited instruction here: (and association membership for those in the industry) https://www.alta.org/career-and-learning/webinars-and-traini...

People’s Republic of Asheville is more concerned with STR regulations than people living in boxes on the streets.

This could also lock in a long-term fixed rate if you’re concerned about market fluctuations.3.

This should be your primary concern.

I'm not concerned about his being able to make the payments and trust him to do so. 

I'm more concerned on if it's going to be a good deal or not.