We look at lenders (so long as they lend in the asset class you are considering) as an additional line of due diligence (they deeply care about their money and they are likely more sophisticated than you are).

Our Google reviews boast an almost perfect rating, and as Hannah pointed out, our NPS score falls within the "world class" range!

From a risk point of view, there is no real middle class and a very small upper class.

Municipalities either want Class A multifamily, or 2000+ sqft homes on .25 acre lots. 

I'm closing on a 74k sq ft (5 warehouses) Class B Industrial facility this week. 

Beyond real estate investing, BiggerPockets Money has great episodes on how to avoid the middle class trap with your investments - ie how to structure your investment best so that they're not all locked up in accounts with penalties until you're 65. 

First class. 

These are what we call "A-class" markets—areas with strong fundamentals, high demand, and typically excellent long-term appreciation.

Skipping Toy Shop SchoolTo open a shop, you need to learn the rules, take a class, pass a test, and even keep learning as new toy trends pop up.

The lower the class area the higher the cashflow you should be receiving.