That's what I call the ultimate trilogy.

If you are comfortable messaging me the agent you have worked with I may reach out to them rather than cold calling their office.  

Call the offices of some of the custodians that interest you and see how the phones are answered.

In general, the seller's agent has been mostly unresponsive to my agent's calls/texts/emails.

I would call some of the top brokers on the island for home sales north of $10M and ask them what commission they charge along with what do they do for you for that commission.

I would just make sure to call the city and let them know your plans in full detail to make sure that you can do it.  

My CPA has essentially called it a "tax asset" - where you end up w/ tens or hundreds of thousands of dollars in losses that have been passed forward so that at some point you can offset passive gains. 

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources. 

But yea I’d have to call and figure out if I would need to pay anything extra for that

They call them the front end ratio and back end ratio.