The realtors will say the appraisal value is not attainable since tenant occupied. 

But, I really need to nail down a plan the is attainable and executable.

Putting together a solid team will reduce risks and expedite your investing process.Establish Specific Goals: Whether your goal is to increase your wealth through real estate, attain financial independence, or generate passive income, clearly define your investing objectives.

Provide Ample Notice: Regardless of legal minimums, giving your tenants more notice than required can help maintain a good relationship and give them ample time to find new housing.4.

You'll attain a higher rent and she will have stable housing.

Very good points, all documentation has been attained.

I'm trying to pinpoint my financial strategy in attaining these projects and HMLs are always suggested to me. 

You were given ample warning to tone it down with me.

Ample room inside and out for not only your vehicles but also for a workshop, storage, home gym, perfect for car enthusiasts, business owners or hobbyist.

That 2.7% rate is pretty special...If I were in your shoes, it would depend on what I could leverage that 200k into out of state.There is ample opportunity here in KC (my market...I work as a Realtor here and own 3 SFR as investments).