A couple of months ago, I started the process on a HELOC and assembling a team in Sacramento to make this a reality. 

Plus if they are then responsible to fix any mistakes in the order.I like installing my own cabinets, so buy RTA (ready to assemble).

How difficult is the assembly?

Details below...We need a FAST cash-out loan product that requires only the personal guarantee of my business partner (60% ownership) to be used for: completing the remaining rehab and getting the 1st house rent ready, paying off revolving credit accounts to get her credit score up, and funding the other projects we have in the works.To help bring you up to speed on what's transpired over the 11 weeks we've been in business...We started our business on Dec 1, 2023, leveraged our "then" good credit/high w2 incomes to bootstrap the startup, assembled a rehab team, and are now about 2 weeks out from the completion of our 1st rehabbed property.We've closed on 3 properties, all owned free/clear, and have paid for renovations with personal funds/credit.My credit score was 810, but is now 592, due to excessive debt but 100% on-time payments, therefore can't personally guarantee a loan.My business partner's score is currently in the 700s, but likely wont be for long, due to her revolving credit % continuously increasing, as we push towards the completion of the first rehab utilizing her remaining credit on her CCs.Recently, I started researching the underwriting timeline for DSCR loans. 

There are only a handful of lenders who offer such financing; I assembled the list here:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...I hope this helps!

Even then, OOS REI will come with some significant challenges...Specifically, one of the MANY reasons OOS REI is so difficult (esp. for beginners) is that it requires you to assemble, manage, and incentivize a team of people you'll be completely reliant on from hundreds of miles away (sometimes without even meeting those people face to face).

You can google the national gypsum association, USG, or UL listing for 1-hour rated assemblies.

But you aren't going to design and prefabricate a structure and assemble it with cranes I can tell you with 100% certainty.

OR assemble an on the ground team and find someone in the family (maybe you) to do it themselves. - Furniture & DecorThis is up for debate but for most short term rentals, those that are themed, have quality furnishings and a cohesive presentation typically produce better occupancy and revenue results.

Can easily assemble a team of local agent, lender, contractor, prop manager, etc.