If the stock market were real estate, you'd pay for 5 shares of Apple stock and get an additional 95 shares.

Went on to purchase additional rentals so tenants can pay down the loan and I build equity How did you find this deal and how did you negotiate it?

Additionally, it needs a new roof, new HVAC, new plumbing, the septic is over 30 years old, the well could use a filter, a few new windows, none of the electric is up to code… and it’s on almost an acre of land….

You can open a credit line there and get an additional 5% off of your purchase.

Account ClosedAdding your property manager as "additional insured" is standard practice and beneficial for you.

Do not be afraid to Collateralize yourself with additional deposits to fill a vacancy. 

After just one year, when that tenant vacated, FPM charged an additional $2,800 in turnover costs, with $770 earmarked just for touching up paint on a single wall—borderline comical.

Furthermore, whole note investments benefit from an additional 0.5% annualized yield and are entitled to a share of any extension fees charged to the borrower."  

You pay your agent at closing (think of it as an additional closing cost) Depending of the situation and of these options can be used by you and your agent to negotiate with the seller.

OP (original poster) also does that but additionally wants to have properties paid off.Lack of clarity.