There are plenty of tenants that can accommodate with a < 1 acre lot.

Many lenders want to see insurance in place as part of their "underwriting"Are all hard money lenders participating in this chicken vs egg challenge or are there some that use common sense and have adjusted their practices to accommodate the various laws throughout the nation?

If your budget can accommodate up to $700,000, you can afford to be in the Austin city limits in some solid areas.

I had quite a bit of money saved up from years of traveling and not really paying any rent as I was staying in hotels and accommodations paid for by my tours.

They are such a pleasure to work with, very accommodating, and understanding of our particular situation.

Not only will you get to enjoy the best views and accommodations, but you’ll also be saving money compared to current prices.

However, increasing insurance rates means that this shortage is also increasing so my monthly payment is increasing exponentially to accommodate the increase in both my insurance rate and my shortage (my mortgage has increased over $400 monthly in the past 1.5 years because of these factors).TL;DR - Is it normal for a bank to require a positive escrow balance at all times like my current bank does?

I see on LA County guidelines and CA HCD guidelines that, when converting a detached accessory structure into an ADU, the structure can be expanded by up to 150 sq ft in order to accommodate ingress/egress.Does anyone have experience with using the 150 sq feet rule?

More often than not, they are more accommodating to providing you with a more generous line of credit or terms. 

I've shifted my focus from weekend stays to targeting guests who need accommodations for 30+ days.