Now, when I hear your voices on the other end of the phone, its bye bye time.  

(Not dialers like mojo) I tried Better Voice but didn't like their mobile app.

US stock market, aka MAG-7, have outperformed 12% to 9.5% with REITs in last 10 yrs and even more strongly in last 5 years at 15.7% to 10.3%, perhaps this will continue but the sp500 currently with a 34.4 Shiller PE, which is much higher than in October of 1929, and that wasn't the best time to start investing, please read the following 1 article and then the graphs/tables, There are also multiple academic studies at the European real estate research site EPRAREITs vs.

Voices in the industry, such as Sanjeev Advani, offer valuable insights into market trends, investment strategies, and the future outlook of real estate.

Good luck on your academic journey and future endeavors in real estate!

Last year my largest holding FDUS, paid 13.6% dividend and stock also went up 8-9 %, as long as 10 yr flat to rising they make money on their large net interest margin spreads.if you ok with moderate risk, pick good REITS, as a group VNQ they beat sp500 last 20 and 50 yrs by about 1.5-2.0%, and they beat private real estate investors by 2-4% in academic studies as well, that's an average, that doesn't mean REITS outperform the excellent investors here at BP :)Or take out a margin loan and YOLO Bitcoin, no don't do that!

Thank you for voicing your thoughts, Bill Exteter.And the step up basis when death is a huge plus for the family as well. 

(Usually Google voice).

I'm a cash-flow investor not a speculator so this is purely academic

WFH is more productive, plenty of studies done by WFH academics confirm this.