Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

Or are there other methods you’d recommend that could align better with my goals?

By adopting the house-hacking method—living in one unit while renting out the others—we plan for the tenants to cover the mortgage and gain valuable property management experience.

The reason sellers cannot sell these properties through the traditional market is often due to certain issues, and 98% of the time, these issues are not beneficial to you as a buyer.

Direct communication with the builder has been the most effective method in my experience.

Traditional mortgage from a big bank, 10% down payment What was the outcome?

I have used both Traditional (pre-tax) funds, Roth and HSA.

From the sentiment of your post it seems like you're viewing the buyers as strictly investors when they may lean more towards traditional homeowners looking for a quality of life improvement or an improvement on their current financial situation today.Let's say the buyer pays 465k and has a 5% interest rate.

As Jay and I have warned, WAY too many of the people grasping to this SubTo method SHOULDN'T do it.

For the ballon payment I would plan to refinance into a traditional 30 year loan.