You want to take a high dive into a shark tank with your feet in concrete shoes and a bleeding beef roast strapped to your back.What's stopping you from getting on Amazon.com and buying a dozen books on wholesaling?

My budget can afford to upgrade slightly but I just don't want to be so strapped to a primary house payment that it slows down my investment goals.  

This is interesting...there is a Oakland Councilwoman that is proposing a city loan program to help 'cash strapped' landlords evict tenants...

That accounts for the huge difference in the P&I which financially straps the property after refinance.

It's so terrible to say, and I get that not everyone can pull themselves up by their boot straps but damn, so much is self inflicted.

The other 5 I bought cash from my earnings from my various business dealings and are in various stages of completion, being remodeled or next in the pipeline.Here’s my question, I can’t keep dropping 10’s of thousands of dollars boot strapping my property acquisitions and I think I’ve acquired enough collateral to put up for a line of credit so I can continue to buy deals as they present themselves, which is every day in my area.

AND when I discuss the financing part, "That's a pretty serious mortgage payment you are considering strapping yourself into."

If I need a backup for some reason or need to close in IN, I opt for Mattingly Ford. 

They will NOT give you the name of some fly by night crew that drives a station wagon with a ladder strapped to the roof.

Unless your willing to go to the mat and sue on the note to get a judgement ( assuming its legal to do so in your state).your out the money.. and the property has to be your remedy.. in all the years I have been doing this its EXCEEDINGLY rare that you will collect a deficiency from someone you owner financed the reason they owner financed in the first place is probably credit and other nik's in their credit or borrower profile.