I am a 28 year old service member in the Navy. 

 A lot of banks go to 95% like Navy Federal or penfed and various other CU's.TCF like Paul mentioned is not a fixed or closed end second like you said you were looking for its a HELOC which is considered an open ended loan since its a line of credit and can be used, paid down, and reused/ "open."

I just got out of the navy and I'm going back to school.

Sicne leaving the navy I have a ten year plan to generate enough cash flow such that I can start my own business and not have to worry about pulling money out of the business to support myself. 

Our C area properties are near military bases (navy) and nearly every renter is navy or works on the base.  

I'm a Navy vet.

Hi Lynne, I also notice that all the REI club on meet up are dead and the only active rei are in french.

Need help to build a French drain and determine sewer clog using camera.

Navy Fed has other programs where you can do little to no money down but it's a higher interest rate.

I don't have any properties down in that area but I do have some land in French Lick if you are interested in that.