Investment Info:Single-family residence fix & flip investment.

Quote from @Alan Asriants: Here is a note I found from Fannie mae: ADUs are not eligible with a 2-4 unit dwelling, or when a manufactured home is the primary residence.

There are may other ways to do it but the point being, you are not only buying a primary residence for you to live, but it also is an investment because it is bringing in money for you every month.

I also managed to creatively acquire two apartment buildings with $0 down about 4 months ago, one of which currently has a water main Leak under the slab and two of the residents have been without water for over a week, but that's another story for another time... 

Investment Info:Single-family residence buy & hold investment.

The last 12-18 months have been a little rocky in the DSCR space for 5+ units. I find DSCR most lenders are 8 to even 9% for max leverage on 5+ right now. I know of a lender around 7.3%, but curious what everyone else...

@Nicholas Aiola, I have a question, here is the scenario:A portion of residence is rented out on permanent basis (single family dwelling but it has "in-law" suite).

Quote from @Ven Bud: After hearing to lot of bp episodes on negative cash flow, I have a question.I am currently living in my primary residence and planning to purchase an investment property, and obviously it is going to be a negative cashflow (bay area), but I am of the opinion that as long as the rent on the investment property is atleast going to be greater than my current primary residence mortgage it can still considered as positive cash flow investment.The investment property is going to be in a much better location (for office commute, bay area proximity) than my primary residence.

I purchased my primary residence in Tennessee in March 2024.

Investment Info:Single-family residence fix & flip investment.