if so she should be self managing and saving herself the 6-10% on rents. 

It is possible to develop the deal and not build anything at all.

Hey everyone, a new development in the area where I invest, is offering a 5.99% interest rate (conventional loan) and 2% of purchase price in closing costs.

You can also just do a self-directed IRA and start making your money work better for what you are doing. 

Adding a single small unit is very expensive development.  

We are a boutique firm in Chattanooga and every agent in our firm is personally involved in either real estate development, owns investment properties or flips homes. 

It explains the team that you should develop to have a strong foundation under you while investing remotely.https://www.biggerpockets.com/blog/core-four-real-estate-team

I'm looking to do BRRR and Flip's for a few years and then try to get into buying land to develop eventually.

Their income is also all self-employed and social security benefits.

If you are looking to start with development I would check out these resources: https://www.biggerpockets.com/blog/rookie-319https://www.biggerpockets.com/forums/44https://www.biggerpockets.com/blog/why-investors-should-be-f...