There isn't a single bank in the country that can handle 25% of their depositors pulling out in one day.In financial history, the root cause of bank runs in many countries is sudden changes in gov. policy so one can't disconnect between those two. 

A property we have under contract had a sewer scope that came back with severe root intrusions, and the inspection company recommended that the sewer lines be cleaned out and rescoped.  

I am going to try the REIAs and meetups root.2)I like the idea of getting a real estate license, as I know you are very into this, I am just a little hesitant to, as I am afraid to invest so much time when I don't know if I will even be successful, but that is part of the risk.

Personally I like owning a home and planting roots.

You need to find and correct the root cause anyway.#2 Yes, the quote seem high - get more quotes.

I have rooted around on this site quite a bit and rolled around with the real estate thing for a while but I realize what I need is actual experience. 

I just have this urge to "nest" and buy a place so it's mine and I feel like I'm setting roots again.

TapCap is new to the game but has roots at Greystone, which is not a high volume agency lender.

I can't speculate what will happen with housing demand when that really starts taking root or what kind of jobs may replace them or how Detroit may diversify itself away from those types of jobs completely (I do believe there's a big case for that). 

What mold needs to grow, Food source(wood, glue, organic material), Temperature, and Moisture.Cleaning the surface with chlorine and water only kills the superficial part of it but like most weed, unless you remove the hyphae(main root) and the mycelium (collection of roots) from the wood components all you are doing is a surface patch.