When the l/o failed (partly) because the sprinkler system twice flooded my full, finished basement @$1800 in carpet and pad, drying it myself each time. 

They are frequently unable to tell me how they came to a particular course of action or diagnosis (took me years to find a good one, and lo and behold he has a bachelor's in engineering). 

@Keith Nelson  As long as your LO is competent!

Your Realtor should have a good idea, they're the ones that host a dozen or three appraisals per year, generally as a LO I never communicate directly with them at all. 

You will just need an LO who knows how to structure that. 

Thanks,LO

The gurus were/are teaching a L/O strategy with you keeping the option money.

@Frank Lo.

The subject to can also be changed to a lease option IF the note gets called.You don't want to do L/O in Texas if they exceed 180 days (see "executory contract").

@Edwin Wong  without reading the whole chapter or section it's hard to say for sure, but sounds like a sandwich LO and she's probably going to market it for say $10k down or certainly more than $7500 down.