Their option was to hold onto it and pay the monthly payment or sell it at a loss and move on.

While we do not see income from these properties and are not managing them we do have a significant amount of depreciation and losses that have been assigned to us and carried over from the past couple years.I am invested in some growth/equity focused projects already and am specifically looking in reliable income focused strategies that are tax efficient provided the losses I have from my family.

This type of financing will typically look very different and more like a traditional commercial real estate loan.That means a DSCR calculated based on a full NOI and expense load (so inclusive of vacancy loss estimates, credit loss estimates, repairs and maintenance, utilities, management fees and more – in addition to the property taxes and insurance expense that are the only expenses factored in on traditional residential style DSCR loan financing).Additionally, the DSCR minimums are generally going to be higher (typically up to 1.25x), the loan to value ratios lower (higher down payments) and underwrite more sophisticated (which makes sense considering the size and scope of the property).Many multifamily investors for properties of this size (such as more than 11 units) can syndicate capital and have more sophisticated financial and entity structures – its definitely a different world once you get up here in unit count.In Conclusion – when you are looking to invest in multifamily real estate and finance your investment – make sure you have the unit count in mind before you start shopping – the unit range can have a huge effect on your options.

I bought my properties towards the end of the Great Recession which Jackson was slow to recover from.

Instead I would like to defer some capital losses into 2023, have 90-100k of AGI in 2022 and take that ST capital loss against LT capital gains I'll have in 2023.

Buy real estate and wait, don't wait to buy real estate...or, don't buy RE at a loss just to buy RE. 

You make $5300 month and the PITI PLUS HOA on Dad's house is $1365 sounds fine BUTHow much loss do you show on 2022 2023 IRS?

I'm a big house-hack advocate, but if the fundamentals don't make sense, there's no reason to rush into a loss. 

. $400 is tough to recover in one change without triggering a move.I have learned the hard way that I really should not skip rent increases every year, even if they are small.

Not many syndicators are willing to take a personal loss if the deal goes south.3) Deal Selection and Underwriting.