Our repeat business rate is >90%, so our clients are satisfied with our services.The goal of real estate investing is financial freedom.

. - 30 year fixed terms - Usually have a Prepayment Penalty from 1-5 years, although you can price out a 0 PPP for a higher rate or fee- Minimum Credit score is 650 usually, although you could do a lower LTV loan at 620. 

I really want to have them sign a contract that I can drop in the scope, schedule and proposed fees to provide some protection for me.

Condos are less expensive to buy, but you have condo fees and special assessments and condo rules.

Also, this would only remove the mortgage debt itself from your DTI if it was to work; you would still be hit with a liability for the annual taxes, insurance, and HOA fees (but also receive the benefit of the rental income).

Sure, we can say we have a 98% rent collection rate or that most tenant placements average 27 days etc etc but notice the "most" or "average".

New inventory and relisting rates have actually declined month over month which is allowing to pricing to remain elevated.

Closing CostsMake sure you also budget for closing costs, which are a collection of fees and payments made to the various parties involved in your transaction.

This money gets added onto the back of the loan kind of like a VA funding fee does. 

Here are some practical steps and strategies to consider:## Single Family and Small Multifamily HomesWhen looking at single-family and small multifamily homes in northern Illinois and southern Wisconsin, make sure to analyze the local market trends, rental yields, and property appreciation rates.