I think that once the NY exodus settles down and we see an end to our worldwide situation,  prices will stabilize and correct to some degree, but don’t expect them to correct to pre-pandemic levels.

The bigger I grow, the more I travel.I just graduated from San Francisco State University in Spring 2020 with my Bachelor's Degree in Communications & Marketing.I never wanted to work a 9-5 job, and have successfully made money without one for the past 5 years.Recently, I have been reading a lot about investing into real-estate because it's something I know I want to do.I started by reading the book "Rich Dad Poor Dad" by Robert Kiyosaki, which inspired me to read the book "How to Invest in Real Estate" by Brandon Turner and Joshua Dorkin, and now I am on my third book "Buy, Rehab, Rent, Refinance, Repeat" by David Greene.

I have had so many No's and disasters in my life as most people have to various degrees.

I do have success to a large degree in real estate.  

Well, at that rate and amount:1) See if you can refi it thru SoFi or something2) Hate to get Dave Ramsey-ish since I don't agree with him on investment debt, but pay it off as quick as you can.Student loans show up on your credit and screw up your DTI score.OOC - What kind of degree? 

On top of that, with consideration of mortgage interest tax deductions, appreciation in the market (which as The Woodlands becomes more expensive and people move away as WFH increases, this may end up being significant), and the ability to increase rents to a certain degree with updates to the units, this is the kind of property that could be a very stable, if not insanely profitable, investment.Why am I posting this?

But I just got my bachelors degree.

Although it got the job done to some degree.

Maricopa County (Phoenix/Mesa metro) has 3.8 million people and this might need to be considered as much as the fact that this year, the area had more than 100 days over 100 degrees (105 forecast for today).

The next two things would be your employment and credit history, you'll need to show proof of income which could be a job offer for a position related to your degree.