Further, each series will be totally independent of all the other series, so liability will be isolated for each note.  

Up to your north all mortgages - residential and commercial - have amortizations and terms independent of one another and a 5-yr term is the norm on both sides of the wall.We also tend to go with variable rate notes (like your ARMS, only more flexible) as it gives more freedom to prepay and change your payment.  

$1300-$1500 seems light for a 3/1, especially if you're in an area where two flats are going for $300kIrving Park by Elston Ave near Independence Park. 

Second, there are a number of factors that distinguish an independent contractor from an employee and paying for someones insurance would definitely not help your argument that they are an independent contractor. 

ü The establishment of an internal or third party independent audit function to test for compliance.

I really enjoy my career, but want to look ahead towards retirement/financial independence while I'm young.I really have no real estate experience other than having bought my first home with my wife about a year ago.

I am a single mom who wants to have financial freedom and independence 

Look for an independent agent that has tapco insurance.  

I am looking forward to learning and sharing as I walk through this journey of becoming financially independent.  

If you can borrow 100% of the money and add $200 to your bottom line you are one step closer to financial independence.