Don't simply rely on the illustration by the insurance agent.

She wore a green tattered skirt and a cane, Pitiful Pearl doll illustration below.Tenant went to Harvard and this is her third gig.

I'm hoping that some of these newbies who think this is some easy get rich quick gig come here and read the real world experiences illustrated here.  

I can print out a few of different illustrations for CV Life Policies. 

Sports Illustrated, 6 Nov. 2000The narrative plot is clearly defined, and it is classically familiar: Huck (without Jim) and Tom Sawyer light out for unknown territory to discover their manhood by successfully confronting the harsh adversities of life.

I use this in a lot of my presentations to illustrate your point: Historic Mortgage Rates - St Louis Fed

I say this, because we are in unprecedented times, and no one knows how things are going to play out- whether the U.S. economy gets Volcker'ed and interest rates get pushed into the teens (personally I don't think that will happen, this is just for illustration purposes) and eventually brings inflation down to the target 2% we were used to, or the Fed eases us into a new normal of 4% from here on out, the havoc it could potentially wreak on the economy in the process either way and the effects this will have on the investing landscape. 

Photo Illustration: Amber BragdonTo many investors, these factors justified paying high prices.

Plateau by NirvanaMany a hand has scaled the grand old face of the plateauSome belong to strangers and some to folks you knowHoly ghosts and talk show hosts are planted in the sandTo beautify the foothills and shake the many handsNothing on the top but a bucket and a mopAnd an illustrated book about birdsSee a lot up there but don't be scaredWho needs action when you got wordsYou've finished with the mop then you can stopAnd look at what you've doneThe plateau's clean, no dirt to be seenAnd the work, it was funMany hands began to scan around for the next plateauSome said it was in Greenland and some say MexicoOthers decided it was nowhere except for where they stoodBut those were all just guessesWouldn't help you if they couldJust my 2 cents.https://www.youtube.com/watch?

In contrast, asking to get paid in cash to "avoid" taxes and not report it is criminal, as one of the examples above illustrates.