I like AHP but the 12% taxed as ordinary income wasnt as appealing as other investments with higher returns (but more hands on than AHP).

To @Mike Dymski point about density bonus for low income they tried that with new builds and that caused a rush of permits to go in before the law was past and very few projects after the law. 

While it provides a steady income stream and potential appreciation, it demands active management, thorough tenant screening, and may involve higher vacancy risks compared to traditional leases.

Gradual transition Moving one property at a time is smart so you can learn as you go and avoid service gaps. 3.

A mortgage broker is one who is in the business of dealing in mortgages or notes, it is their primary source of income, they advertise and seek out note purchases and sales, there is a thin line between being a broker or in the mortgage business and being a personal investor. 

However, a huge portion of the extra monthly payments would be offset by new rental income from my current primary residence.

@Loan NguyenRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

So far, my research shows a good mix of demographics, population, incomes, AND the crime stats seem pretty low... lower than the national average.Anyone investing in Appleton, WI and willing to share your thoughts/experience?   

I have no problem handling the debt with my overall income, but the bank is putting pressure on me to do something now. 

Property management companies can also help provide you with an idea on what rents are, and what income to expect.