Plot twist, the metal roof wasn't permitted. 

I dealt with one in the LA suburbs, the name started with S__Investments LLC.I asked all the right questions, no not whole sellers, they fix them and flip themselves, work with a team of folks to rehab---guess this is their twisted lie. 

Insurance is much like real estate, there are the basics and every whiz bang program is based off the same requirements adding spice with a twist.

And when she goes to the great escrow in the sky (soooo sick and twisted but funny) her heirs inherit everything tax free.

I prefer to disqualify them (respectfully and gently) as soon as I know they will not meet our minimum criteria, then I give them other resources for them to pursue and wish them well.

Best to gently part ways when the lease is up.

@Dan DiCiaulaI've used my oscillating tool to cut of nailing and other flanges to make stock windows fit, used pressure-treated lumber to modify openings, and me and my Great Stuff foam are very tight.The problem is that you're handing off your property to a C-class tenant who is not going to be gentle on the windows.

@Jay Hinrichs, All right I'll take that gentle slap. 

And you can be a gentle waiting presence constantly reminding him that he has a willing buyer whenever he makes the price attractive. 

Sub to in the wrong hands is a very dangerous position for a seller to be in .. ( if they have credit and equity to protect)And its an incredibly dangerous tool for a undercapitalized new investor.. who can really twist a seller up.