We just hear about cinco de mayo, and flag difficulties, but there is a whole lot going on under the surface and under our noses.

The funds may only be used for certain items and they can't have any convictions for drug or alcohol related incidents.I don't want my hard earned money going up someones' nose.

I think your time, energy, and money is better spent on focusing on the business you want to build, instead of fracturing your focus.

Anyway, she said the ones that survived attached themselves to different city agencies, purely for survival and expanded into JV on city projects: Park and Recs, Metro, HUD/Fair-housing etc...Many still exits but are a fractured shell of what they once were.I asked her where is the funding/grants for new construct, she said there was none and or very little.

With that being said I know of agents who turn their nose to working with investors, usually because of a past bad experience not because of a low commision.

Fly within the radar, become very successfu and thumb your nose at authority?

@Matt_Hintske – thanks for the reply … There is a first time home buyer conventional product for only 3% down you have to be a first time home buyer ( which I think you are ) …this program does have mortgage insurance and its actually alittle higher than what the mtg ins would be if you were to have a 5% down payment but the goods new on this is * the mtg ins would be lower than FHA mortgage insurance * the mortgage insurance will eventually drop away or you can ask for it to be removed when your equity position improves …..Regarding avoiding mtg ins – there are ways to do this , but you would need t pay a higher fee or take a higher rate so its almost like “cutting off you nose to spite your face”

If you believe there will be some hard-nosed negotiations, I would use a different agent to represent you.Also, we have a monthly coffee meetup at a coffee shop in Delray Beach every month.

Arkansas apparently is THE most LANDLORD friendly.Also keep in mind that here in the Bay Area people are so accustomed to thinking about appreciation, and they may turn their noses up at other markets like the midwest, because they don't appreciate very much in value....but also remember....they also don't depreciate very much when there is a housing bubble.

@Coty DolanI have not sourced hard money but because their is not a lot of liquidity in the markets and it is impossible now to get conventional financing you are going to pay through the nose in HML loans.