I am from Boulder so ideally would like something within 2 hours if possible.

Ideally, the Borrower would make a single payment like they are used to and my Investor has security based on the hypothecated Note.Or, must/should I have Investor in 1st position with a Security Instrument and Note based on agreed to terms and then create a Note Rider for a Wrap Loan between my LLC and Borrower spelling out those agreed to terms along with a 2nd Security Instrument in 2ndposition.Example:Borrower Pays: 12% and 3 PointsInvestor gets; 8% and 2 points (spelled out in a Note)LLC gets: 4% and 1 pointPerhaps there are a number of ways to skin this cat but I’m looking for a simple, yet protective, approach for both Investor and LLC.Thanks,Steve

If you're aiming for a double-digit return, Tulum might not be the ideal market for your investment.

Combining methods might be ideal, starting with monthly payments and adding lump sums when possible.

For another bank that I deal with, they are offering as low as 6.5% (ARM type product) on an investment property with a half a point to a point hence right now hence rates are ranging from 6.5% to 7.5% depending on the associated terms.

Everything is highly individualistic and there isn’t a “right or wrong”, but what works best for you and your situation. 1) what is your ultimate goal for your ideal investment property?

Ideally you have some sort of base to work with. 

I can't refinance my mortgage since I don't think that would be ideal since I just closed on the home September 2023.

The budget required would be more like 350-400k ideally.

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