Nowadays though, hardly anyone goes in to sit and talk in person during office hours.

Employed solidly for 10 years with the same company but nowadays, that is not a warranty for continuous employment. 

@V.G Jasonas I mentioned above, unless they are keeping the loans on their own books, its not the "servicer's" interest to call in the loan nowadays. 

It still stings sometimes to see what a single share goes for nowadays! 

Overall, nowadays with the iPad generation of children it seems that books may not be stimulating enough.

Nowadays, code in NJ is something like an outlet on every wall and no more than 6' apart --- so a 13' wall requires two sets of outlets. 

Even if you finished in 4 years, which is rare nowadays, you'd still be 4 years ahead of where you'd be if you wait. 4 years in the RE game is huge!

Of course, I'm talking about speculative technology being developed primarily to erect structures on the Moon and Mars as our only reasonable exit from the tyranny of endlessly rising costs for homebuilding here, to put the crazy plainly.

However most of the non-performing stock nowadays have equity, sometimes significant due to the recent run-up in home prices.

As I have stated to many colleagues over the years, there are studies that prove and also studies that find fault in just about any 'fact' out there nowadays.